Positive Pay & ACH Reporting
Intuitive treasury management solutions for banks & credit unions
Financial institutions that have better treasury management solutions can win the business operating account from megabanks and regional banks. We help you achieve this by ensuring that our platform makes transacting simple and safe for your business clients.
Turn payment fraud prevention into a profit center
Our treasury management solutions help banks and credit unions prevent fraud, increase revenue, and ensure safety for their commercial and business accounts. With our core and digital banking-agnostic solution, your organization can eliminate operational inefficiencies caused by outdated paper processes. It also simplifies enrollment of business users, which can lead to increased profits and user adoption.
Positive Pay for check & ACH
Give controllers, treasury professionals, and business owners control to protect their businesses with intuitive cash management solutions. Positive Pay helps businesses prevent unauthorized ACH and check payments by sending alerts for quick authorization of transactions. Strengthen ties with businesses, increase profits for your financial institution, and minimize losses for your organization and business clients.
ACH Returns & Notifications of Change
The ACH Returns and NOCs solution promptly notifies users of returned ACH transactions or incorrect payment details.
Business account holders need current information and the option to export it in different digital formats. This is important for them to promptly respond and make necessary adjustments. Automating ACH NOCs and returns to originators saves time and protects against future volume increases in the back office.
EDI Translation
Translate complex Electronic Data Interchange (EDI) remittance information embedded in ACH transactions and automatically notify treasury management and other clients when payments arrive.
Business account holders can access and download banking EDI in various digital formats. These formats include 820, 835, PPD+ SSA, and Free Form addenda. By doing so, they can automate accounting processes and enhance operational efficiency.
Transaction Origination Security
Stopping corporate account takeover has been a major concern for financial institutions and their business accounts in recent years. Fraudsters often target wire and ACH payments, so these channels need extra protection.
Ensure that your organization is prepared for common attacks. You can do this by implementing a proactive plan. The plan should include wire and ACH verification as well as out-of-band authentication.
Positive Pay & ACH Reporting
Alkami is revolutionizing treasury management. FIs using this solution have experienced:
Stopped/Returned
Who We Serve
See our solutions for
Banks
See our solutions for Credit Unions
See how we partner with Fintechs
Win the digital banking experience
UX
Accelerate account holder acquisition with a mobile-first account opening experience that can be completed in three minutes or less.
Data
Track performance through easy-to-use business intelligence dashboards to improve competitiveness and business results.
Platform
Leverage our technology ecosystem designed for scalability, extensibility, and security.