C.O.P.S.

C.O.P.S. (Credit Origination Positive-Pay Services) is strategically designed to prevent losses that result from ACH account takeover. The patented C.O.P.S. process provides multiple layers of security within a single application to defeat the fraudsters and achieve FFIEC compliance. Forward-thinking financial institutions recognize the growing risks of account takeover and are taking preventative steps to combat the threat.

C.O.P.S. systematically checks the destination and value of ACH transactions after they’re received by your financial institution and before they are released to the ACH network. When transaction anomalies are detected, out-of-band alerts are sent directly to the Originator for immediate verification. As an added level of protection, these alerts are sent via a trusted channel and separate access device.

Administrative controls reside with your financial institution, providing more layers of security and safety. An optional alert, ACH Notify, can be activated to send the Originator a batch confirmation alert with batch counts and totals, eliminating the need for faxed transmittals.

C.O.P.S. requires no systems integration and can be implemented in three weeks or less.

To learn how to stop losses associated with account takeover and meet FFIEC guidance requirements with our patent pending C.O.P.S. service.

News & Stories

Finovate Spring 2017

ACH Alert To Present At FinovateSpring 2017

“The Finovate Group puts on an amazing event every year, and we’re excited to be a part of it,” said Deborah Peace, chief executive officer or ACH Alert.

BankNews Honors ACH Alert with Innovative Solutions Award in Authentication/Fraud/Cybersecurity Solution

ACH Alert Rapidly Grows by More Than 350 Percent, Tripling Net Income & Expanding Client Base

ACH Alert announced that it experienced more than a 350 percent increase in net income and expanded its client roster by 16 percent in 2015.

ACH Alert Introduces Comprehensive Fraud Dashboard For Account Holders

Fraud Protection HQ is the industry’s first exception decisioning portal, providing a fully integrated dashboard for financial institution customers to make their pay or no-pay decisions on suspicious ACH and Wire activity.